My name is Pawel Cylkowski. I am a father of 3 kids and a husband of my lovely wife Ania . I am also an investments professional with almost 2 decades experience in institutional equity sales and trading, but also in managing and building own financial wealth (please see my detailed Curriculum here). Throughout my career in leading capital markets institutions I had a chance and pleasure to spend thousands of hours working and learning from the industry’s top-rated analysts, portfolio managers, traders, ideas generators and market gurus. But what was more and more stirking to me throughout the years though, was that capital market is so extremely institutionalized for no real purpose from a retail investor’s perspective. Markets are obviously a jungle or a stormy ocean, where one can easily get hurt or drown. That’s why most people who do not have time or will to spend their days tracking stock exchanges, digesting financial news and worry about prices fluctuations prefer to give the management of their wealth (or even small investments) to professionals. And that’s just fine. But history clearly shows that active asset managers hardly ever beat their benchmarks (indices they refer to as models for their portfolios). That’s mostly because of high fees, vulnerability to amass biggest inflows/outflows at the most improper moments (especially in open-end funds top inflows take place at market tops, top outflows happen at market lows). Additionally, big banks, who control the distribution of people’s excess bank deposits, canal them very often into the management companies, from which they get highest fees. Effectively a person entrusting his/her money to the pros is not really getting the value for money. Financial institutions very often offer us a pallette of useless products, from which a person is supposed to choose without really knowing what’s inside and what the real added-value is that you pay for. So How about taking your money’s future in your own hands then? I tend to claim that: (a) in today’s world of easy access to equity/bonds/FX/derivatives markets and the abundancy of cheap passive investing products (ETFs,ETNs,etc) everyone can become his/her own Portfolio Manager and start building wealth (b) with enough consistency, education and effort an amateur can decide better about his/hers performance on capital markets than most active AMs without extremely sophisticated stock-picking processes (for which a hord of analysts would be necessary), but rather via wise asset allocation (c) an investor who obeys simple rules of appropriately balanced and sensible portfolio structure throughout business cycles can (in long term) acheive satisfactory returns, while minimising downside risks (d) self-education is key and knowledge about investing is not reserved only to the capital market professionals (who hardly ever deliver the value they promise), but should be everyman’s privilege. I strive to educate people (any myself too ) with investable savings how to find their own way to become financially independent, save money for retirement or just invest in global markets in a simple but consistent way. World is full of opportunities and technology allows to invest easily all around the world right from your PC or mobile device! The key is to understand what it means to be an investor and find a balance in life bewteen investing and living – more on this in my post about What it means to me to be an investor (please read carefully!). In my Blog I run exemplary portfolios aimed at maximizing long-term returns that are risk-profiled. I also comment on what in my view is most imporant and really drives the investing world. The target is to widen my readers’ knowledge about investing and asset allocation. My portfolios do not have certain benchmarks, as the aim here is not competing with any index or other portfolios, but rather a wise long-term adjustment of the relation between (1) the purpose of a certain portfolio (2) the level of risk it carries (3) the effort of running it. Why these three points? This Blog is meant to simplify long-term investing to the point where an investor (pro or amateur) can maximise his/her long-term returns while simultaneously minimise the time and effort spent on analysing it. I call it the Smart Investing Approach (SIA). You can read about it here. Please read carefully! I also write about current issues and tendencies on global financial markets, which are (in my view) crutial and market moving. My mission is providing financial education to the wide public. I base my work on trust, honesty and respect. I try to provide only the appropriate content to my readers, not to little, not too much. I am happy to be here. Best regards, PC
As a somewhat new part-time trader myself, I will give you some things to consider. Stay away from IPO's until you have a better understanding. Most times the stock goes high initially and then it drops. Sometimes quite low. My thoughts are after the company receives the cash from the stocks, they then use it to try and build the business, expand, whatever. That takes time. Look on different forums and see what people are saying about the company. Beware. Some people are trying to manipulate the stock by giving good or bad news. Look at the amount the stock may be shorted. A stock that is not shorted is probably trending up for a good reason. Look at the SEC filings. You may not understand them, but as you progress they will make a little more sense. My personal favorite at this time is First Cobalt. https://www.firstcobalt.com/ Read their releases. This stock is only about $0.11 a share right now. With what they have going on right now I think within a year it will be much higher. Sorry can't help much on faster stocks. I prefer small amounts to potentially lose where the fast stocks usually require more money. Good luck.
Perhaps in general the penny stocks are somewhat dangerous, but when a investment company puts up $2 million for warranted shares I tend to take notice. https://www.firstcobalt.com/news/news/first-cobalt-announces-private-placement-20200811
Hello stockaholics, So an introduction is a nice way to start. New to the forum. Looking forward to listen to more opinions on various stocks. I am from Telšiai, Lithuania. Investing since 2007. Mostly stocks. Also have a small mid term (~3-6 months) trade portfolio, but these are not my type. My playground is mostly home exchange (nasdaqbaltic). If you ever want a subjective opinion on a company from it, just ask (not sure why should anyone should do a research in our baby pond, but still). Also love to research european stocks as I ahve a better knowledge of the market in EU. Do not know the US market very well, but learning. Sorry. No photo today. Just too cute, might break some hearts
Hey everyone, New guy here. names Dustin, I'm 26, and I just started studying the stock market and making minor trades to get my feet wet. Though I don't have a whole butt load of capital to get me started, I'm mostly just gonna be long term and use the money to supplement my actual 401k.
Hey everyone, I’m a novice female investor that prefers short term investing. I find the stock market interesting yet very confusing. I’m stuck at the moment with my investments and would love some advice. I purchased Stock HOU.TO and was riding it well until the stock split recently and am in a big minus now. I would break even if the stock hit close to $1k but doubt that will happen. Not sure if I should just hold long term or sell but how can I recover my investment? looking forward to learning from this site. I really appreciate it! Thanks Asma
You may not recover. Some of these oil traders lost everything. That means they lost your money. Unforeseeable that a barrel of oil would plunge to a negative value. If the fund were leveraged, then loss was double or triple. Fortunes were lost in the oil market. HSBC bank probably took the worst lost. There will be enforcement actions. That doesn't help you. There are probably lawsuits you can join. I doubt if there will be any monetary compensation for losses. You can learn from this. Learn what they did, how your money was lost, and remember that the next time you decide to invest. No matter who you look at, everyone who has made money in the stock market, has lost money. All the big names. Buffett, Ackman. Icahn......historic losses. And some in recent time. This year, Icahn lost on Hertz. Buffett puked out millions on airlines. Buffett is losing right now with Teva. Ackman waged a war with Herbalife costing millions. I lost money today. Not that it helps you feel any better. Gilead failed to get FDA approval on a new drug. BioMarin sank like a lead weight. And back a few months ago, I lost money on oil also. I had shares in UCO and USO.
Hi all. I'm a 39 year old North Easterner apprentice union carpenter, husband, and father of 3 under 15 children. In January 2020 I was injured on the job and have been recieving compensation (what a joke), then Covid hit. I'm still injured and out of work and have been spending from my savings since this chaos started. During this time I realized that to be wealthy in America I need to learn how to stop exclusively focusing on working paycheck to paycheck for my money, and to learn how to make my money work for me. I've had no trading experience until two weeks ago. My current strategy is to invest long term into a few companies in energy and renewables. Why? Because with our environmental issues, I feel as each quarter passes it's inevitable that we rely on these industries more and more, and that over time, and based off existing analysis, the industry is growing. I have a small $500 portfolio primarily focused on energy and renewables. I managed to avoid the first pitfall of new traders of buying shares in companies that are branded into me and sound cool. I made the decision to pick an industry and start purchasing shares of companies within it. I come from a background of poverty and don't have many within my circle to learn from. I was once told "that in order to become the person you want to be, you need to be in the room with those that have already become, and never be in the room where you're the smartest." That's why I joined this forum. I have spent the last two weeks relentlessly learning about support and resistance lines, candlesticks, patterns, trends etc. I would like to become a day trader one day, but I am currently interested in learning about swing trading until I acquire the capital needed to day trade. Sorry for the tl'dr. I am excited to socialize with other traders. Also, is there a thread here focused on 'thinkorswim'? I really need to learn how to use the tool better and short YouTube videos aren't cutting it. Thanks, and I look forward to the potential knowledge I can learn here.
Check back when you see 30-50% declines. Good luck with trading. If you engaging in margin trading, call options or trading on instruments like the vix, I think that is too risky imo.
Welcome to the site, Asma. I don't know anything about your situation or investing style, so I can't advise. If I did know these things, I still wouldn't advise. But... I can tell you that I hold a Canadian oil company. That company is not doing well, to say the least. I've decided to ride it out. I believe the company will survive and oil will go up in price over time. I cannot accurately predict when that will happen but I think 2021 will be an ok year. Consider that a guess. Oil is a rounding error, for me. It's not a lot of risk so I'm not particularly worried about it. Obviously, your situation could be entirely different. We are passed the oil era but oil isn't going away. When oil rebounds, it will clear up various respiratory issues for several of us.
Hi From New Yawk Lawng Island!! New here and will have more time to learn more about investing as I am retiring in a month. In the past I mostly played mutual funds/ETF's but would like to try some stock. I have been purchasing some stocks over the past few months and have done well. Took some profits. Now will look to add as the market heads south
The Foot makes these videos ........ https://stockaholics.net/threads/rlftf-relief-therapeutics.10536/page-2#post-132457 He will be fine as long as people buy into that stock.
for some people, that's all you need to do there was a point in time when investing was buying the right funds
Oil will price up. Supply and demand. Oil companies know how to control supply to raise prices. The double whammy was MBS and Putin having a pissing contest by flooding the market, and the unforeseen decrease in demand. What should have happened was with decreased demand due to Covid shutdowns, oil production should have decreased. Instead, Russia and Saudi Arabia increased production and flooded the market place with so much oil, that there is still too much oil today. Oil is going away. Just not this year, or next year. Technology will eventually deliver options other than my V8 F150 burning 10 gallons a day. Until something better comes, there will be oil sales. I believe that energy companies will not just go away. They will supply whatever the fuel of tomorrow will be. Even electricity is generated and has to be delivered. My local Chevron will have charge stations instead of oil pumps, it electric cars become the new normal. I will stop using birth control. Even though as a man, it's impossible to get pregnant. But I have been getting SELF CENSORSHIP OF VULGAR LANGUAGE
Hi, my name is Maik. I like trading and investing. I would say, that I am an value investor with focus on banks. Happy trading, Cheers Maik
