YES.....you had better believe it. AND...it is going to happen much quicker than people realize. In fact it is happening all over the place....right now....although most companies will NOT say so. Opinion: Believe the hype: AI is coming for your job. Plan now. Amazon laying off 14,000 workers and citing efficiency gains from AI is just the beginning https://www.marketwatch.com/story/d...ming-for-your-job-plan-now-c4275446?st=PQQNnY ".....the idea that companies are all going to double their sales, doubling real GDP per capita, in short order, is a nonstarter. The real money will be in slashing labor costs. In getting one person to do the work of two, three or five. Every nickel cut goes through to the bottom line."
This guy is a complete IDIOT. On one hand they cut rates yesterday....than he turns around and jaw-bones rates higher with his idiotic commentary. Powell forced to stave off uprisings in markets and on his own Fed board as his term ends https://www.cnbc.com/2025/10/30/pow...nd-on-his-own-fed-board-as-his-term-ends.html
HERE is AMZN. Amazon stock soars 13% as earnings beat estimates, company posts strong cloud growth https://www.cnbc.com/2025/10/30/amazon-amzn-q3-earnings-report-2025.html This MASSIVE BEAT should help the markets tomorrow.....BOOM. I am sure they are ALSO investing massively in AI capital projects......but in this case....who cares. Someone sure has it in for poor MSFT.
As should AAPL. Apple sees big December quarter driven by strong iPhone 17 demand https://www.cnbc.com/2025/10/30/apple-aapl-earnings-report-q4-2025.html As should AAPL.....BOOM, BOOM.
As I said above: Microsoft Stock (NASDAQ:MSFT) Slides Despite Substantial AI Push https://www.tipranks.com/news/microsoft-stock-nasdaqmsft-slides-despite-substantial-ai-push
So, will we get a TRICK or TREAT on our Halloween market day to end the week?? An early Happy Halloween to all of you.
I had a big loss today...it took away a chunk of my gains this week. i had NVDA, PLTR, AMZN, and MSFT in the RED. I also lost out to the SP50 today by....0.11%. Lets get some TREATS tomorrow. It looks like AMZN and AAPL have done their part.
Pensions are huge here in England, W. Everyone has a workplace pension. In fact, it’s the law in this country that every employer must automatically enrol their staff into a workplace pension scheme — and they’re required to contribute to it as well. On top of that, private pensions are also very popular, and many people have both. I have my workplace pension but no private one. I’ve considered starting one, but I feel I’m better off contributing more to my workplace pension and my stock investments.
I think this must be one of the best months I have ever experienced in the markets - good times! Looking like another good day here with Amazon and Apple leading the race.
Bit by bit a minds are changing. But just a small fraction of population reserve a part of their savings to "risk investments". Portugal allways has been a poor country with a good chunk of their population moving abroad for better life conditions. You find portuguese a bit everywhere. And a cultural habit common to other poor nations is to save for a stormy day. Considering emigrants other habit has been to send back part of savings to homeland. This part is the good part. The bad part is that the remaining needed finance culture is absent. Simple principles such as spliting your savings in several accounts (the eggs and nests principle) are not followed. The notion of inflation and their erosion effect on accounts are not easily understood. And due to some regrettable banking bailouts that made people loose money, good chunks of it, made risk investment "a demon thing"... So what most people do? They put ther money in what we call "term deposits" available on retail banking, 6 months/12 months etc with lowsy interest rates; frequently equal or inferior to inflation. They also use some "savings certificate" issued by portuguese government, that pay a little better than banking sector. Both products are risk free....litle reward but risk free, the magic words for many... There are also what we call PPR, "retirement savings plan", that give some fiscal beneficts that make them atractive and are run by retail banks. Banks use fiscal beneficts to charge those products with fees and with a few exceptions are poorly run....deliberately, obviously.
That is a great benefit to have. A lifetime benefit long after you retire. Also, with your own investment portfolio, you should be set when all is said and done. It is great that you are also doing your investments in addition to the other safety net. It is much more rare here in the US, but some workers still get them. I think the last figure I read was around 15-20% here. Luckily, I am in that percentage and it is a very nice one on top of that. I still have my personal investments, but the pension is also an added benefit and I will also receive SS when the time comes. That all together should make for a nice retirement package. I will likely make more in retirement than working...I will take that all day long.
Some good and interesting take on the environment over there rg. The "banking" deal can change some minds after an ordeal like that. It was the same here in 2007-2008 deal. I knew one or two that never returned to the market.
Hey, rg. Yes, I live on a small island off the south coast of England called the Isle of Wight. It's just a 20 minute boat trip away from mainland U.K. It's a beautiful island and I feel very lucky to live here - especially with all the madness going on in this country right now. You're Portugal, right? I did travel to Albufeira a few years ago. A lovely place.
Thanks, Smokie! That is my plan. Let's hope it works out. Like I have said, people think I'm crazy investing in the markets - especially in individual stocks.
Speaking of investing, retirement, and saving. I have seen a few articles here (US) where some of the speculative, leverage, and a few other risky investment themes have increased quite significantly. Although, I think a lot of this has been around awhile. There will come a time, as there always is, when the market environment will change. There are going to be some folks that get burned badly. They will be spooked out of investing, not realizing that their own behavior contributed to the issue in the first place. And will likely come back around and do the same thing again and again.
I think you will be fine. Just be reasonable and rational. Always take time to "think about" your plan and your own circumstances. You are doing very well it sounds like.
I also want to add....it is so nice to hear from Lori and rg about other places and how investment is in other parts of the world. They also have some other good commentary as well. Strathmore as well....I think maybe he was from somewhere else. If not, I apologize Strathmore.
Yes.....are you outside the USA Strathmore? I know we have others that we hear from once in a while....but I am blank on names right now. I LOVE to hear about the experiences of investors in other countries. You guys are real PIONEERS.....outside the mainstream in your countries with your ability to take risk and especially with your ability to invest in USA companies. With your pension systems...your countries are very much like the USA back in the days when we had pensions here....before about 1980. In her early adult life.... my MOM was like Lori.....a young mom with little kids....that invested in stocks and funds.....starting in about the 1950's. At that time I think lesss than 10%....perhaps even less than 5%...of the population of the USA invested. The RISK PROFILE of the USA has changed DRASTICALLY.......since all the private companies here got rid of pensions and adopted the 401K.
LORI and RG.....being young..... both of you have the greatest asset for any investor.....TIME. If you stick with it.....and are able to psychologically weather the corrections and bear markets that are NORMAL and inevitable.....you will have a real FORTUNE when you retire on your work pension. AND....at that point if you wish...you can convert those funds into an INCOME ANNUITY.....and have additional lifetime income. OR......if you can live off your pension and other assets....you can continue to stock and fund invest and grow that money for your family. As i said.....both of you must be AMAZING PEOPLE.....to have the mental and emotional power to go against the norms in your culture and society and take the risk of investing in "foreign"....USA...stocks and funds. How AMAZING.
