Hi everyone, I am 35, hubby is 43, and we have 2 kids ages 6 & 8. We live in CA. We have no debt other than our 15 year fixed mortgage at 2.375% (refinanced in Sep 2020). Anyways, we are just normal working people wanting long term investment for retirement. Our W2 basic annual income is ~300k, not counting hubby’s side gig corporation since it’s fluctuating (~50k-150k/year). We both maximize our 401K contribution & corporation 25% contribution. In addition, I also have work pension plan & maximize 457b plan. I read a book of J.L Collins about Simple road to Wealth so I have most my retirement stocks in VTSAX or SP500 where VTSAX not available (employer’s plan). Am I doing it right? I have extra money every month after al the above since my total expense is only half of my net. Should I buy big stocks like Amazon or continue VTSAX fund? I want to retire when my hubby turns 67 and I turn 60. I am not interested in day trade because my work is already time consuming (40-50 hrs/week) and with 2 kids. Thank you. I have been reading several posts here and truly enjoy them!
