This is just the sort of article that I like to post. Good, basic, information that is relevant to any investor......new or ancient. What is the Behaviour Gap and How Can Investors Close it? https://behaviouralinvestment.com/2...behaviour-gap-and-how-can-investors-close-it/ (BOLD is my opinion OR what I consider important content) "In recent years, the idea of a behaviour gap in investing has become commonplace. Although there are several ways of defining what this actually means, it is most typically used to describe the cost of our poor investment decisions. The difference between potential and realised returns. While this might seem intuitive, for me it is quite an abstract and almost ephemeral concept – it is hard to really know what our ‘potential’ returns are and therefore how to close the gap. Many conversations around addressing the behaviour gap often seem to assume that our aspiration should be to behave as if we are a super-rational, all-seeing and all-knowing decision maker. I am sorry to say that we will never reach this state, and judging ourselves against this ideal is wholly unhelpful. Most of us will also be unable to avoid the decision making challenges that blight investing by going for thirty years without touching our portfolio. This might be a sensible approach, but such stoicism is an entirely unrealistic expectation for most of the humans I have met. We should not be aiming to be the perfect decision maker nor someone who rarely ever makes a decision. Instead, our focus needs to be on avoiding major, consequential mistakes. When thinking about a behaviour gap what investors should focus on is the difference between the outcomes we might achieve by making reasonable choices and what we end up with after making some very bad choices. All most investors really need to do is make some reasonable decisions over time and they will be just fine. There is no ideal set of choices that we can make (except with the benefit of hindsight), and striving for incredible outcomes is often the cause of our worst decisions. After the fact there will always be better choices we could have made. We will also always make decisions that have disappointing results. That is inevitable and perfectly acceptable. These really won’t matter that much – it is the big mistakes that will count. And what do these major mistakes look like? Not investing at all, selling equities near the trough of a market decline, abandoning investment principles to participate in a mania or bubble, constantly switching between assets or funds as performance waxes and wanes, becoming concentrated in a particular fad, theme or trend, I could go on… While these are different types of mistake they are all driven by our behaviour and all have the potential to incur significant costs that compound over time. I think there are three key features of financial markets that make them so common: The Power of Stories: Humans interpret the world through stories, and financial markets are narrative generating machines. When we make poor investment decisions, they are inevitably deeply intwined with a story we are using to interpret a complex and chaotic environment. It is easy to look at historic financial market events with equanimity because we know how these stories unfolded, it is an entirely different proposition when we are in the midst of an event – because we don’t know how the story will end. So, we make up our own ending and invest accordingly. The Passage of Time: It is easy to look at the impressive returns delivered by equity markets when investing over 20 years, we can do that in a second; that in no way prepares us for the challenges of living through those 20 years to receive those returns. In investment theory time is nothing; in practice it is everything. We have plenty of time to make bad decisions. The Pull of Emotions: Almost all of our investment decisions are driven by our emotions. The problem with investment theory is that it is anodyne – it provokes little feeling. Think of the difference between knowing that equity markets from time to time will suffer from declines of 30-40% (or more), and then experiencing such a loss – they are not comparable in any useful fashion. Our desire to tell stories to deal with uncertainty, the sheer length of time over which we invest and how emotions dominate our decision making all combine combine to create the real and costly behaviour gaps. What can we do about it? Unfortunately, there is no sure-fire way of avoiding the gap, but I think there are five steps that can help us avoid the worst outcomes: 1) Make decisions by design: As far as possible we should design our portfolios to mitigate the issues that cause severe mistakes. Sensible diversification is essential, as is a disciplined approach to rebalancing and regular investment. Don’t design a portfolio based on investment theory alone, design it based on the realities of investing over the long-run and the challenges that brings. 2) Set clear and realistic expectations: Being open and honest about what investing over the long-term might look like is absolutely vital. Surprises are an inevitable cause of poor decisions. We won’t know what will cause the next bear market, nor where the next bubble will occur, but we know that they will happen – so be explicit about it. We should be saying: “at some point I expect equity markets to lose 40%, and this might see your portfolio value fall by £%, but this is to be expected and won’t stop us meeting our long-term goals”. It is far easier to avoid these conversations and focus on the long-run return of equities over time, but setting expectations correctly so that when certain things occur in markets we can say: “this is what we discussed” is invaluable. 3) Get the framing right: How we frame something matters far more than we think it should, and we must use that to our advantage. Equity market declines can be viewed as a disaster, as a material loss of value and a prelude to even worse times. Alternatively, they can be framed as the price of admission – the reasons long-run returns are so high – or an opportunity to add to our portfolios at more attractive valuations. For long-term investors, it can also be helpful to frame near-term volatility as a concern for short-term investors – and that is not what we are. 4) Control our environment: Although in a cold state we might think that we can control our behaviour through time, the chances are that when stressful periods arise we will make irrational choices. The best way to deal with this is not to think that we can re-wire our psychology, but rather take ourselves away from the cause of the stimulation. If we are removed from the day-to-day fluctuations of financial markets, then many of the main causes of our major mistakes just fall away. Taking ourselves out of the environment is essential – if we don’t want to drink alcohol then avoiding the bar is usually a sensible step. Stop checking our portfolio values, don’t download the app and don’t read financial market news. Given how the industry wants us to engage in all of these things it is hard to escape it, but if we can, it is likely to greatly improve the chance of good outcomes. 5) Have implementation intentions: Making plans for how we will act in a specific situation in the future can be a useful behavioural tool. For example, if we commit to increase our equity exposure or invest more if markets fall by 30% it both helps to re-frame how we might feel in such situations and also decrease the risk of poor decisions. When markets fall by 30%, are we going to follow through? Probably not (for all the reasons already discussed) but the fact that we have stated that we had planned to, might just help us avoid doing the exact opposite. The behaviour gap is driven by the divide between investment theory and practice. Investment theory is scientific and clinical, which is great but has one slight flaw – it leaves out the influence of emotion and psychology – and that is the whole ball game! Investment theory ignores the lived experience of investing. How do we deal with the behaviour gap? We don’t need to strive to make perfect investment choices, and we don’t need to optimise for anything. What we need to do is avoid making big mistakes – that’s the gap that really matters – and that is easier said than done." MY COMMENTS Nice stuff above. The basis of investment failure is personal emotion and irrational behavior. I especially like the paragraph on....FRAMING. I just about NEVER see a loss as a loss. It is a correction, it is consolidation. If I buy something and dont end up keeping it.....it is a LATERAL MOVE....into another investment. It is not a loss.....because that money went to work in another investment that will thrive and grow. In other words I always try to MOVER FORWARD....with confidence and purpose in what I invest in and how I do it. I try to avoid emotion with a single MANTRA in my investing....PROBABILITY. My investing theory and style is based on doing and investing in those stocks that will give me the greatest....PROBABILITY....for gain. That focus on probability is.....on the most basic level....based on the academic research.
I am getting caught up on the markets today....since I had a blood draw today and missed everything before about the last ten minutes. I have been looking for good articles like the one above and have not even looked at the actual markets yet. YES.....the day to day "stuff" is simply NOISE.
Perhaps some good news for those looking to buy a house. BUT.....to achieve home buying success...you had better come to terms with the REALITY of mortgage rates in the 5-7% range. This range is absolutely NORMAL. The extreme low rates of a few years ago were a total HISTORIC ABERRATION. Is It Finally a Buyer’s Market in Housing? https://awealthofcommonsense.com/2025/06/is-it-finally-a-buyers-market-in-housing/ (BOLD is my opinion OR what I consider important content) "I am a middle-aged person so that means I check Zillow regularly. I’m not in the market for a house. I just like checking real estate prices. That’s what you do when you get older. You become interested in real estate. I do it every time I travel somewhere. Our favorite spring break destination these past few years has been Marco Island, FL. So I had to do some price checks to see how much our Airbnb house was worth plus get a sense of property values in the area. We’re not planning a move to Florida but it’s fun to see how far your money would go depending on the location. It’s a pretty pricey market with loads of 7-figure homes for sale. After the trip Zillow flooded my email with listings of houses for sale in Marco. It’s a good sales tactic. This is what all of those emails have looked like: There are dozens like this. They come in every day. The price cuts are going wild while buyers sit on the sidelines waiting for better entry points and lower mortgage rates. This could be a Florida phenomenon. The state saw a huge influx of people during the pandemic. It’s possible they pulled demand forward, price increases were overdone and this is now the correction. Either way, it’s a buyer’s market in Florida right now. But it’s not just Florida. This is turning into a nationwide thing. Redfin has a new report that shows sellers now outnumber buyers by a wide margin: Here’s what they found: There are an estimated 1.9 million home sellers in the U.S. housing market and an estimated 1.5 million homebuyers. In other words, there are 33.7% more sellers than buyers (or 490,041 more, to be exact). At no other point in records dating back to 2013 have sellers outnumbered buyers by this large of a number or percentage. A year ago, sellers outnumbered buyers by just 6.5%, and two years ago, buyers outnumbered sellers. There haven’t been this many home sellers since March 2020. There haven’t been this few buyers at any point in records dating back to 2013 aside from April 2020, when the onset of the coronavirus pandemic brought the housing market to a halt. This is the first time in years that homebuyers have received some good news. Sellers have had the upper hand for some time now. Prices boomed during the pandemic. There were bidding wars and sales that went through without contingencies or inspections. People were forced to pay over asking. Those days should be over for now. This is all good stuff. Buyers can finally negotiate in some areas. If I were in the market, I would be putting in some low-ball offers. Now for the not-so-great news. Inventory is still quite low. Logan Mohtashami has a chart that shows total housing inventory for sale: It’s still quite low relative to history. A normal range is somewhere in the neighborhood of 2 to 2.5 million houses for sale. We’re just shy of 1.5 million. This is an improvement for sure but the housing market is still not normal, if there is such a thing. We’re just witnessing a buyer’s strike because prices or mortgage rates need to come down to make things more affordable. The good news for sellers is there is a simple solution to this problem — lower mortgage rates. My guess is once rates fall we will see lots of buyers come off the sidelines. I am not a fan of trying to time the housing market. You should buy a house when you like it, plan on owning it for many years, and can afford to service the debt and other ancillary costs involved. It’s still very expensive to buy a home versus the all-in costs from just a few years ago. But buyers finally have some leverage in this situation." MY COMMENT Of course buying property is TOTALLY dependent on location, location, location. EVERY real estate market is different. In my area I am not seeing much price drops....and...it appears that we are in a stand-off between buyers and sellers right now. In spite of this....prices are STILL going up. We are solidly in the land of the....ALL CASH BUYER.....in our little neighborhood of about 4200 homes.
HERE.....is the market today. Reminds me a lot of the past two days. Dow, S&P 500, Nasdaq edge higher after big ADP jobs miss https://finance.yahoo.com/news/live...higher-after-big-adp-jobs-miss-233247386.html (BOLD is my opinion OR what I consider important content) "US stocks inched higher on Wednesday as Wall Street digested a sharp slowdown in private-sector hiring growth, with one eye on prospects for US-China trade talks as a steel tariff hike kicked in. The S&P 500 (^GSPC) and the tech-heavy Nasdaq Composite (^IXIC) rose above 0.1% while the Dow Jones Industrial Average (^DJI) was just above the flat line, building on the major indexes' strong start to the week. Stocks are trying for a third day in the green after investors welcomed unexpected signs that the labor market is holding up in the face of President Trump's tariff escalation. Those hopes got a reality check on Wednesday, however, as the ADP National Employment Report showed private-sector hiring growth fell sharply last month. Private payrolls increased by just 37,000, the lowest in over two years and well below expectations. In another sign of tariff uncertainty weighing on economic data, the Institute for Supply Management's Services PMI registered a reading of 49.9 in May, below the 51.6 seen in April and lower than the increase to 52 economists had expected. May's data marked just the fourth time the services sector has fallen into contraction in the past five years. Trump lashed out at Jerome Powell after seeing the ADP report early Wednesday, urging the Federal Reserve Chair to lower interest rates. "He is unbelievable!!!" Trump posted. Overnight, Trump's Tuesday order doubling tariffs on steel and aluminum imports to 50% came into effect, with only the UK spared the jump in duties on Wednesday. Meanwhile, Wednesday is deadline day for trading partners to make "best offers" for a deal to fend off "reciprocal" tariff hikes scheduled for July. Optimism for a US-China trade pact dimmed after Trump called President Xi "extremely hard to make a deal with" in a post to social media early Wednesday morning. The Geneva tariff truce between the two has appeared increasingly fragile amid clashes over issues such as chip exports, rare earth supplies, Taiwan, and visas." MY COMMENT Typical short term "stuff". Although I am firmly in the camp that the FED is behind the curve with their constant REFUSAL to consider additional rate cuts. There is still time....the economy is strong......but.....I am seeing 2025 slowly mature with ZERO indication that we will get even a single cut this year. That would be a BIG mistake......by a political, passive-aggressive FED.
If you are an economic data.....WONK....here you go. Private employers add fewest workers in over 2 years as 'hiring hesitancy' hits a slowing US labor market https://finance.yahoo.com/news/priv...hits-a-slowing-us-labor-market-132337608.html To repeat....."I"....do not invest based on economic data.
Another take on today. Stocks rise, but gains capped thanks to weak jobs data https://www.cnbc.com/2025/06/03/stock-market-today-live-updates.html
this is good news for those that are participating and investing for their family and future. The average 401(k) savings rate hit a new record high. See if you’re on track https://www.cnbc.com/2025/06/04/average-401k-savings-rate.html "Key Points The average 401(k) plan savings rate reached a record high of 14.3%, including employee and company contributions, as of March 31, according to a Fidelity analysis. You should aim to save at least 15% of pre-tax yearly income, including company deposits, Fidelity recommends. But the right percentage could hinge on several things, such as your existing nest egg, planned retirement date, pensions and other factors." MY COMMENT It is CRITICAL that anyone with access to a 401K max out the FREE MONEY.....the match. That match gives you an immediate POSITIVE return on your money....regardless of what the markets are doing or anything else.
At the moment I have two RED stocks....PLTR and AAPL. Not too bad for just 2.5 hours into the day. I will take it as a starting point. I am thinking that the bias for the rest of the day will be.....UP. Probably not an explosive up move....but....with little real news and the fact that the BULL MARKET is alive and well and considering the past couple of days.....I am feeling that the markets will slowly churn UP as the day progresses. The operative word being......."CHURN".
I am MILDLY red at the moment. HERE is a way down in the weeds little article. NVDA is blowing things out with BLACKWELL. AMAIZNG. NVIDIA Blackwell Delivers Breakthrough Performance in Latest MLPerf Training Results https://blogs.nvidia.com/blog/blackwell-performance-mlperf-training/ "NVIDIA is working with companies worldwide to build out AI factories — speeding the training and deployment of next-generation AI applications that use the latest advancements in training and inference. The NVIDIA Blackwell architecture is built to meet the heightened performance requirements of these new applications. In the latest round of MLPerf Training — the 12th since the benchmark’s introduction in 2018 — the NVIDIA AI platform delivered the highest performance at scale on every benchmark and powered every result submitted on the benchmark’s toughest large language model (LLM)-focused test: Llama 3.1 405B pretraining. The NVIDIA platform was the only one that submitted results on every MLPerf Training v5.0 benchmark — underscoring its exceptional performance and versatility across a wide array of AI workloads, spanning LLMs, recommendation systems, multimodal LLMs, object detection and graph neural networks. The at-scale submissions used two AI supercomputers powered by the NVIDIA Blackwell platform: Tyche, built using NVIDIA GB200 NVL72 rack-scale systems, and Nyx, based on NVIDIA DGX B200 systems. In addition, NVIDIA collaborated with CoreWeave and IBM to submit GB200 NVL72 results using a total of 2,496 Blackwell GPUs and 1,248 NVIDIA Grace CPUs. On the new Llama 3.1 405B pretraining benchmark, Blackwell delivered 2.2x greater performance compared with previous-generation architecture at the same scale. On the Llama 2 70B LoRA fine-tuning benchmark, NVIDIA DGX B200 systems, powered by eight Blackwell GPUs, delivered 2.5x more performance compared with a submission using the same number of GPUs in the prior round. These performance leaps highlight advancements in the Blackwell architecture, including high-density liquid-cooled racks, 13.4TB of coherent memory per rack, fifth-generation NVIDIA NVLink and NVIDIA NVLink Switch interconnect technologies for scale-up and NVIDIA Quantum-2 InfiniBand networking for scale-out. Plus, innovations in the NVIDIA NeMo Framework software stack raise the bar for next-generation multimodal LLM training, critical for bringing agentic AI applications to market. These agentic AI-powered applications will one day run in AI factories — the engines of the agentic AI economy. These new applications will produce tokens and valuable intelligence that can be applied to almost every industry and academic domain. The NVIDIA data center platform includes GPUs, CPUs, high-speed fabrics and networking, as well as a vast array of software like NVIDIA CUDA-X libraries, the NeMo Framework, NVIDIA TensorRT-LLM and NVIDIA Dynamo. This highly tuned ensemble of hardware and software technologies empowers organizations to train and deploy models more quickly, dramatically accelerating time to value. The NVIDIA partner ecosystem participated extensively in this MLPerf round. Beyond the submission with CoreWeave and IBM, other compelling submissions were from ASUS, Cisco, Dell Technologies, Giga Computing, Google Cloud, Hewlett Packard Enterprise, Lambda, Lenovo, Nebius, Oracle Cloud Infrastructure, Quanta Cloud Technology and Supermicro." MY COMMENT I continue to be AMAZED by this company and what they achieve. GREAT management and products. I ALSO continue to be amazed at the ability of the markets to IGNORE the company. I STILL see it as a once in a lifetime investment.....but....that is me.
Looking good....considering....at the moment. A small gain for me. Now if only I can hang on for the last 1.5 hours and lock it in.
What a JOKE. This data is far from accurate anyway. NOW...it will simply be a JOKE. I wonder what a statistical analysis of the dropped places would show in terms of demographics and other information. In other words did they CHERRY PICK the places that they are now IGNORING....to punish us. I also wonder how many employees were actually cut and what their actual jobs were. ACTUALLY...this does not say that any jobs were cut...it is just a protest against the government....."hiring freeze". As I said...just a little government HISSY-FIT. Inflation data threatened by government hiring freeze as tariffs loom https://finance.yahoo.com/news/inflation-data-threatened-government-hiring-185720777.html (BOLD is my opinion OR what I consider important content) "WASHINGTON (AP) — The Labor Department has cut back on the inflation data it collects because of the Trump administration's government hiring freeze, raising concerns among economists about the quality of the inflation figures just as they are being closely watched for the impact of tariffs. The department's Bureau of Labor Statistics, which produces the monthly consumer price index, the most closely watched inflation measure, said Wednesday that it is “reducing sample in areas across the country” and stopped collecting price data entirely in April in Lincoln, Nebraska, and Provo, Utah. It also said it has stopped collecting data this month in Buffalo, New York. In an email that the BLS sent to economists, viewed by The Associated Press, the agency said that it “temporarily reduced the number of outlets and quotes it attempted to collect due to a staffing shortage” in April. The reduced data collection “will be kept in place until the hiring freeze is lifted.” President Donald Trump froze federal hiring on his first day in office and extended the freeze in April until late July, suggesting future inflation reports will also involve less data collection. The cutbacks have intensified worries among economists that government spending cuts could degrade the federal government's ability to compile key economic data on employment, prices, and the broader economy. The BLS also said last month that it will no longer collect wholesale prices in about 350 categories for its Producer Price Index, a measure of price changes before they reach the consumer. The cutbacks are also occurring at a time of heightened uncertainty about the economy and the impact of Trump's sweeping tariffs on hiring, growth and inflation. “The PPI is cutting hundreds of indexes from production, and the CPI is now being constructed with less data,” Omair Sharif, chief economist at the consulting firm Inflation Insights, said in an email. “That alone is worrying given that we’re heading into the teeth of the tariff impact on prices.” Earlier this year, the Trump administration disbanded several advisory committees that worked with BLS and other statistical agencies on fine-tuning its data-gathering. The BLS said that the cutbacks “have minimal impact” on the overall inflation data, but “they may increase the volatility” of the reported prices of specific items. Alan Detmeister, an economist at UBS, an investment bank, said the cutbacks likely had little impact on April's inflation figures. But "if these types of cuts continue, they will degrade the reliability and efficacy of these statistical agencies,” he said." MY COMMENT HERE in the real world.......I say.....who cares. Most of the government data is a joke anyway. AND....I would bet that they are now manipulating the data by cutting out the various places listed above. They are at the minimum.....creating distrust of the data and how they are doing the data. MORE...passive-aggressive action by our government heroes. So happy that the....."pretend to work from home"....scam by federal workers is ending. At least I hope it is ending. I continue to see more and more private businesses requiring in person work. I dont think a lot of people are going to see this article and feel real sorry for them.....at least...those of us that work and live in the NON-GOVERNMENT worker world. BUT yes.....I know.....we must be punished.
I ended today with a nice...but small GAIN. Compliments of only four of my nine stocks....GOOGL, AMZN, MSFT, and NVDA. In the end I was a rare PUSH with the SP500....exactly the same for the day. THREE GREEN days in a row for me this week and I believe for the market averages.
I like this little article....for those near retirement this might give you a starting point in considering how you are going to dip into the funds that you have accumulated for retirement. As for "ME".....I dont do any of these strategies. I simply converted a good chunk of money......$1.8MILLION.... into a lifetime pension through INCOME ANNUITIES. This allows me to never have to touch my stock market money. In hindsight I am so glad that I did this when I could. It allows me to have CERTAINTY and never have to worry about running out of money. The return when you buy an INCOME ANNUITY is based on the ten year treasury yield. With yields higher....it might be a good time for those considering an income annuity to act. The other strategy you can do with income annuities is.....lock one in place when the ten year rate is at a high peak. For example if you are five years from retirement and the ten year rate is booming....you can buy an income annuity that is DEFERRED for five years. You will lock in the good current returns....but....the annuity will not start to pay till five years out. You will get extra growth in the annuity payout as a result of that deferred payout start date. That is what I did with my INCOME ANNUITIES....I bought them at age 65.....but to get a higher payout....I deferred the start date till age 70. I did my research on my own into INCOME ANNUITIES....but when the time came to buy I had to go through a broker. I went with a firm that specializes in INCOME ANNUITIES and does not try to push all the other sorts of HIGH FEE annuities. I am sure it was a HUGE......and very PLEASANT.... surprise when someone called out of the blue and wanted to spend $1.8MILLION. the person that happened to be on phone duty that day got a big sudden out of nowhere client. What’s the Best Withdrawal Strategy in Retirement? https://ofdollarsanddata.com/whats-the-best-withdrawal-strategy-in-retirement/
I am not pushing or recommending this site....but it has a long long history of being praised in the financial media. DO YOUR OWN DUE DILIGENCE. BUT....here is the site and company that I used to buy my annuities. Even if you dont want to use them........they do have some good calculators on their site that allow you to basically.....with very good accuracy.....see what you can get for your money. I found their calculators to be SPOT ON....in terms of what I would get for my money..... when I went to buy my actual annuities. Their regular calculator and their advanced calculator are very good. "IMMEDIATE ANNUITIES" https://www.immediateannuities.com/...6sMBfS4hA1kdziHXkhL2ldfrInRdeXZUaAq7AEALw_wcB
I am doing......OK....with my account right now.......a small gain....by my estimate. I have not looked at my actual account. MOSTLY non-tech is down for me today...WMT, COST, HD, and AAPL.
WOW.....great news for my hoard of SILVER....that sits in a big safe off site from our house. It just sits there and does not compound.....but.....it is certainly hitting a HIGH for me right now. SAME with my little hoard of GOLD....that sits there and keeps the silver company. Most years I add a single "American Gold Buffalo" coin to the hoard at the first of the year....just for fun. In AMERICAN gold I prefer the "Gold Buffalo" over the "Gold Eagle" since the Buffalo is pure gold and the Eagle is an alloy. BOTH coins do contain ONE OZ of gold. "Gold Eagles are 22 karat gold coin, with a fineness of 0.9167 (91.67%) or 22/ 24 pure gold. The is alloyed with copper (5.33%) and silver (3%) to produce a wear-resistant coin. The fineness of each coin is 91.67% and the actual weight of each coin is slightly larger to account for the non-gold metal it contains." "Each Gold Buffalo coin contains one ounce of .9999 fine, 24-karat gold" Both coins are produced by the official US Mint. Since I am buying them simply for the metal.....I do not care about condition. I simply buy them where I can get the best spot price.....as metal. Silver surges past $35/oz level to hit a more than 13-year high https://finance.yahoo.com/news/silver-surges-past-35-oz-142409554.html
We will see if this happens.....I would put the odds at 50/50.....at best. Traders Embrace September Fed Rate Cut Amid Job Market Weakness https://finance.yahoo.com/news/treasury-rally-eases-investors-cautious-100227301.html Personally I do think we are going to see at least a DECADE of job cuts, rising unemployment, and companies eliminating jobs. ALL as a result of AI sweeping through the economy.
More good short term news as we wait for thee FED to get off their butts.....and do something. 10-year Treasury yield falls after jobless claims increase https://www.cnbc.com/2025/06/05/us-treasury-yields-april-trade-data-initial-jobless-claims.html "U.S. Treasury yields ticked lower on Thursday as investors digested fresh labor market data. The 2-year yield fell more than 1 basis point to 3.864%, while the 10-year Treasury yield dropped by more than 2 basis points to 4.343%. The 30-year long bond yield pulled back more than 3 basis points to 4.849%." CURRENT rate is......4.379%%
Today is basically a NO NEWS and SLOW NEWS day for the markets. A continuation of the first three days this week. ALL the big averages are now in the GREEN after mildly flailing around earlier in the day. A perfectly NORMAL market day. The absence of the SCREAMING HEADLINES and fear-mongering today is a.....BLESSING. I have now improved to seven stocks GREEN.....only my NON TECH stocks are RED....COST, HD, and WMT.
